If you are thinking about filing for bankruptcy, you are not alone. With the pandemic impacting many people’s finances, bankruptcy numbers have been increasing. If you are thinking about filing for bankruptcy and are wondering if you can file a New Jersey Bankruptcy online then you have come to the right place.
Filing for bankruptcy is never an easy decision to make. If you are struggling with outstanding credit card debt, personal loans, and medical debt, it can be hard to find a way out of this dark hole. Fortunately, bankruptcy allows individuals to get a fresh start.
Individuals in New Jersey are able to file for both Chapter 7 and Chapter 13 bankruptcy to get them out of debt. Below we will discuss each chapter of bankruptcy in New Jersey.
Chapter 7 Bankruptcy in New Jersey 2022
A Chapter 7 bankruptcy in New Jersey, allows individuals to get a fresh start. In a Chapter 7 bankruptcy, individuals are able to get a discharge of their debts. A discharge means that they will no longer be responsible for their debts. To qualify for a Chapter 7 bankruptcy, individuals in New Jersey must pass a Means Test. The New Jersey Bankruptcy Means Test compares their household income with a family of similar size in New Jersey.
You can hire a New Jersey online bankruptcy attorney to help you. Our New Jersey Bankruptcy lawyers have been working remotely to help individuals file for bankruptcy and get a fresh start. Some of the things that our lawyers can help you do online are:
- Complete your New Jersey bankruptcy forms
- File your petition with the New Jersey bankruptcy court.
- Attend a 341 meeting of creditor’s in New Jersey
- Help you take your online credit counseling course
Our New Jersey bankruptcy lawyers will help you file your petition through an e-filing system which will then notify your creditors that they can no longer go after you.