If you are looking at filing bankruptcy in Staten Island, but are worried about the cost for a bankruptcy lawyer in Staten Island, you have come to the right place. Individuals file for bankruptcy in Staten Island every day. With the high costs of living, many find themselves riddled with debt very easily. If you have not paid your credit cards, unsecured loans, mortgage, or car loan then filing bankruptcy in Staten Island may be a good option for you.
How To Find A Staten Island Bankruptcy Lawyer
The First Step to filing bankruptcy in Staten Island, is finding a New York bankruptcy lawyer that you feel comfortable with. There are many lawyers in Staten Island but only a select few that primarily practices bankruptcy law. When looking for a Staten Island bankruptcy attorney it is important to choose one that knows the ins and outs of bankruptcy law. Bankruptcy laws are complicated and choosing the wrong lawyer can be disastrous.
To find a good Staten Island bankruptcy lawyer, you should look at reviews online and asks friends and family. Look at different websites and see who has a high rating. This should be a good indication of whether the lawyer you are hiring is good. Keep in mind, that if the lawyer is not primarily a bankruptcy lawyer, you probably shouldn’t hire them.
Consult With a Staten Island Bankruptcy Attorney
Next, you will want to make sure that you feel comfortable with the bankruptcy lawyer you are hiring. This person will be working with your finances and there is no reason that you should feel embarrassed or ashamed when you are with them. If you meet with a bankruptcy lawyer and they are mean or rude, find another one! Remember, you are hiring the lawyer.
The Cost of A Staten Island Bankruptcy
Most bankruptcy attorneys give free consultations. These consultations are a great way for you to learn about the bankruptcy process and what chapter of bankruptcy you qualify for. Individuals and businesses can either file a New York Chapter 7 bankruptcy, Chapter 13 bankruptcy or a Chapter 11 bankruptcy. Depending on which bankruptcy chapter you file, the cost of filing a Staten Island bankruptcy will vary. Typically, a Chapter 7 bankruptcy in Staten Island will range anywhere from $1,900- $2,500. A Chapter 13 bankruptcy, will Range anywhere from $3,000-$8,000 And the cost of a Chapter 11 bankruptcy may cost you $10,000 or more.
How Is the Cost of a New York bankruptcy Determined?
The cost for a Staten Island bankruptcy lawyer will depend on your situation. Bankruptcy lawyers in Staten Island will determine the price of bankruptcy based on a few variables:
- The amount of debt
- The amount of property
- How many individuals are filing
- The issues involved in the bankruptcy
- The length of the bankruptcy
What Are The Fees to File Bankruptcy?
Aside from the cost of hiring a Staten Island lawyer to help you get out of debt, you will also need to pay the Bankruptcy Court’s filing fee. If you live in Staten Island the bankruptcy Court that will get your filing fee is the Bankruptcy court located in the Eastern District of New York. The cost to file bankruptcy is $335. This fee must be paid upfront at the time of filing.
What is The Bankruptcy Credit Counseling Course?
When individuals in Staten Island file bankruptcy, they must take a credit counseling course. Don’t panic, this course takes about a half-hour and can be conveniently completed in the comfort of your own home. This course will ask you questions about your financial situation. It will provide you ways to help manage your debt and better prepare so you don’t fall into the same habits. These courses range anywhere from $10 – $50.
What is The Bankruptcy Debtor Education Course?
The Bankruptcy debtor education course is a course that must be completed after your bankruptcy in Staten Island. Just like the first course, you can complete this course online at the convenience of your home. This course typically ranges anywhere from $10-$50.
Keep in mind, that the lowest-priced bankruptcy lawyer is not always the best. Remember, you get what you pay for. If you need a bankruptcy lawyer but are worried about the fees, don’t hesitate to reach out to our bankruptcy lawyers. Karra L. Kingston Esq. provides payment plans for consumers who want to file bankruptcy in Staten Island. Being riddled with debt will cost you more in the long run. Our Staten Island bankruptcy attorneys will work with you to come up with a feasible payment plan. Call us today at (973)-979-9078 or email us at karra@klkbankruptcylawyer.com