At Karra L. Kingston Esq., our primary focus is New Jersey consumer Bankruptcy. Our New Jersey Bankruptcy clients come from all walks of life but they all share one similar problem – debt. A good New Jersey bankruptcy attorney will use his experience, knowledge and skill to explain in detail, the different chapters of bankruptcy to help you decide whether bankruptcy is the right choice for you.
How We Can Help You With Bankruptcy:
A New Jersey Bankruptcy attorney will aggressively go after your creditors so they stop harassing you. Filing for bankruptcy may stop creditors from:
- Getting a judgment against you
- Garnishing your wages
- Levying upon your bank account
- Foreclosing on your home
- Sending harassing letters
- Leaving harassing voicemails
- Repossessing your car
- Putting Liens against your property
Our Commitment to Our New Jersey Bankruptcy Clients
Our New Jersey Bankruptcy attorneys make customer satisfaction their number one priority. We service Bankruptcy clients all throughout New Jersey, we even travel to you if you are unable to come to one of our locations.
Chapter 7 Bankruptcy
If you are drowning in debt and don’t see a way out our New Jersey Bankruptcy Attorneys can help you. Sometimes people who have debt due to medical bills, loss of employment, divorce, or reduction in income can file for Chapter 7 Bankruptcy. In New Jersey, in order to qualify for a chapter 7 bankruptcy you must meet certain requirements. Our seasoned New Jersey attorneys can evaluate your situation and determine if you qualify for a chapter 7 bankruptcy.
Chapter 13 Bankruptcy
Sometimes people who are above the median standard median income level in New Jersey or have too many assets, do not qualify for a chapter 7 bankruptcy. If you find yourself in one of these situations then you may have to file a chapter 13 bankruptcy in New Jersey. Our New Jersey bankruptcy attorneys can explain the process to you in detail and help you decide whether a chapter 13 bankruptcy is right for you.
Foreclosure
New Jersey is expensive! Our New Jersey bankruptcy attorneys have seen many times where people have not paid their mortgage in years but have had some type of change in circumstance and want to keep their home. Our attorneys can help you fight your foreclosure by filing a bankruptcy to stop the process.
Loan Modification
We can help you get a loan modification either through the New Jersey bankruptcy court or on your own. One advantage of doing a loan modification through the bankruptcy court is that the judge oversees the entire process, making it less likely for banks to mishandle any of the paperwork that gets sent to them.
Debt Settlement
Some of our New Jersey clients don’t want to file for bankruptcy and have the funds to pay their creditors back. Our seasoned New Jersey attorneys will aggressively fight you creditors and get you the lowest settlement offer.
Contact a New Jersey Bankruptcy Attorney
If you are thinking about filing bankruptcy or need help with a foreclosure or debt settlement our New Jersey bankruptcy attorneys can help you. At Karra L. Kingston Esq., we make sure to make this stressful process as easy as possible for you. We make ourselves available all hours of the day and can travel to your location to accommodate your busy schedules. We pride ourselves in customer service and make sure that you are kept up to date on your case every step of the way. Call us to set up a free consultation 973-979-9078.