In order to file Bankruptcy in New Jersey, it is important to understand how to file bankruptcy and which chapter of bankruptcy you qualify for. The first step in doing this is to speak with a bar certified New Jersey bankruptcy attorney that can review your case and explain all of the different bankruptcy exemptions …
One of the most common questions I get asked is whether student loans can be discharged in bankruptcy. Although, difficult, student loans are dischargeable in bankruptcy. In the past it was extremely hard to get student loans discharged through the bankruptcy courts however, in more recent years it seems like the shift is beginning to …
It seems like almost every week we are hearing of a new company filing bankruptcy, between Toys R Us, Babies R Us and Sears filing bankruptcy it seems like almost every store is going out of business. Due to the rise in online retailers brick and morter companies are taking a huge hit. Many of …
What Happens If I Have A Credit Card From One of the Companies that Filed Bankruptcy? Read More »
New Jersey homeowners use the Bankruptcy court to stop the foreclosure sale of their home. In turn, this causes additional time to be added to the process. We can stop a foreclosure sale in New Jersey the day of by filing a New Jersey bankruptcy petition.
When a potential client’s come to see us one of the first questions they ask is, “Do I have to go to court?” For some reason, clients are always extremely nervous to go to court. Non-English-speaking clients normally tend to be the most nervous because they are worried, they won’t be able to understand the …
What Happens At Court When I File For Bankruptcy in 2022? Read More »
If you live in New York or New Jersey and are riddled with debt, you are not alone. According to Experian’s 2018 annual study, on credit and debt in America, the average American has a credit card balance of $6,375.00, which has gone up three percent since the previous year. Many New York and New …
Many times when people come to meet me, they have their heart set on filing a chapter 7 bankruptcy and not a chapter 13 bankruptcy. Clients tend to favor filing a chapter 7 over a chapter 13 because in a chapter 7 most of their debt is eliminated through a liquidation process. Whereas in a …
Whenever I meet a new bankruptcy client they are usually distraught over the fact that they are sitting in front of me about to file bankruptcy. Most of the time, clients that I meet are ashamed and embarrassed that they are in this situation. They usually begin the conversation by trying to justify why they …
New Jersey Bankruptcy: The Top 5 Common Reasons People File Bankruptcy In New Jersey: Read More »
If you are reading this you’re probably anxious, nervous, and overwhelmed. Most likely you have not paid your mortgage in a few years and you have been receiving court notices from your mortgage company suing you for the unpaid amount. Within the last month or so you probably received a notice from the Richmond County Sheriff’s office informing you that your home will be sold at a foreclosure sale
Over recent years the level of drug and alcohol addiction in New Jersey has risen tremendously. Many of these people are facing serious financial difficulties, and are looking for help or guidance to get back on their feet by starting “fresh.” In New Jersey, it seems like addiction is the new normal. There is probably …
Finding a New Jersey Bankruptcy Attorney for Recovering Drug and Alcohol Addiction Read More »