If a creditor is suing you for a voluntary repossession, a bankruptcy lawyer can provide valuable assistance. Here’s how: First, it’s important to understand what a voluntary repossession is. It occurs when you return a vehicle to the creditor because you are unable to make the loan payments. In some cases, the creditor may still …
What to do When a Creditor is suing after a Voluntary Repossession Read More »
Filing for bankruptcy can have a somewhat of an impact on your financial future, including your ability to rent a home. However, it’s not impossible to rent after filing bankruptcy. In fact, many people are able to rent again within a few months of filing. Bankruptcy laws were enacted to help people start over. If …
Can I Rent After Filing Bankruptcy in New Jersey? Read More »
Bankruptcy can be a stressful and overwhelming experience, but understanding the bankruptcy exemptions can make the process a little bit easier. Bankruptcy exemptions are laws that allow debtors to protect certain assets from being liquidated by the bankruptcy court. These exemptions can help you keep some of your property, even if you are filing for …
The bankruptcy means test is a tool used to determine if a debtor is eligible to file for Chapter 7 bankruptcy, which is sometimes referred to as “liquidation” bankruptcy. The means test was introduced as part of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) in an effort to prevent abuse of …
The Bankruptcy Means Test in New Jersey April 2023 Read More »
Filing for bankruptcy can be a complex and emotional process, but it can also be the first step towards financial stability. If you live in North Bergen, NJ and are considering filing for bankruptcy, it’s important to understand the process and the options available to you. Chapter 7 vs Chapter 13 Bankruptcy There are two …
Debt collection can be a stressful and overwhelming experience, especially if you are being harassed by a debt collector. However, it’s important to remember that you have legal rights under the Fair Debt Collection Practices Act (FDCPA) that can protect you from abusive or harassing debt collection practices. Here are some steps you can take …
If you are being sued by a debt collector, it’s important to understand that you have legal rights and options. One of the most effective ways to protect yourself in this situation is to hire an experienced debt collection defense attorney. Here are some of the ways a lawyer can help you if you are …
How Can a Lawyer Help Me if I am being Sued by a Debt Collector? Read More »
Filing for bankruptcy can be a difficult decision, but it’s important to understand that there are many benefits to filing bankruptcy. Here are some of the most significant benefits of filing for bankruptcy: Discharge of Debts One of the most significant benefits of filing for bankruptcy is the ability to discharge most, if not all, …
If you’re considering filing for bankruptcy, you may be wondering if you’ll lose your tax refund. The answer is, it depends on several factors, including the type of bankruptcy you file and the amount of your refund. Here’s what you need to know about how bankruptcy can impact your tax refund: Chapter 7 Bankruptcy If …
Will I Lose My Tax Refund If I File Bankruptcy in 2023? Read More »
Filing for bankruptcy can be a stressful and intimidating process, but understanding what to expect at the bankruptcy hearing can help alleviate some of your anxiety. The bankruptcy hearing is a crucial part of the bankruptcy process, as it’s where you will have the opportunity to meet with the trustee assigned to your case and …
What Should I Know About the Bankruptcy Hearing? Read More »