Many people who fall behind on their credit card bills will find that their debts are sold to debt collectors. A debt collection agency collects outstanding debts that are owed. Many times, these collection agencies will harass people with endless phone calls and threats if they don’t pay their debt. If you are wondering what …
Individuals are finding themselves subject to identity theft more often. Becoming a victim of identity theft can be upsetting. Therefore, it is extremely important to take steps to protect yourself from this type of fraud. Identifying Fraud on Your Credit Report A credit report provides detailed information about all of your debts. This means that …
Many people assume that when they file for bankruptcy, their credit score is ruined, and they won’t be able to ever get credit again. Fortunately, this is completely false! Many people filing bankruptcy are able to get out of debt and their credit score goes up. Unfortunately, if you read articles online, you will find …
Will Filing Bankruptcy in 2022 Hurt My Credit Score? Read More »