Karra L. Kingston Esq.

In the past, traditional mortgage lenders automatically rejected people who had declared bankruptcy.  Many potential home-buyers felt they must wait at least seven to 10 years after a bankruptcy to be eligible to become homeowners. However, this is no longer the case. There is a common misconception for many who believe their chance of home …

Staten Island Bankruptcy And Bad Credit Issues Does Not Mean No Mortgage Read More »

If you can’t pay your bills and need to file bankruptcy and are asking “can I file bankruptcy without a lawyer” then you have come to the right place! The answer to your question is yes. Yes, you can file bankruptcy without a lawyer however, I would not recommend it. There have been times where …

Can I File For Bankruptcy Without A Lawyer? Read More »

When someone is facing foreclosure and their property is underwater, many times homeowners are faced with the decision to either file bankruptcy or proceed with a short sale. So which one is better?  A short sale is when you sell your home for the amount that it is owed. Many people are under a misconception …

Should I do a Short Sale or File for Bankruptcy? Read More »

One of the most common questions I get asked is “can I file for bankruptcy and keep my car.” Many people are under a misguided impression that when you file for bankruptcy all of your property gets taken away. This, however, is simply not true. You can file for and keep your car in certain …

Can I file for Bankruptcy and Keep My Car? Read More »

If you are someone who has run into financial problems again and has already filed bankruptcy before but wants to file bankruptcy twice then there are certain things that you need to be aware of. First, let me answer if you can file for bankruptcy twice- the answer is yes you can. However, there are …

Can You File For Bankruptcy Twice Read More »

Filing for bankruptcy can be a complicated process if you are asking yourself “how do I file for bankruptcy” then the first step is to sit down and speak with an experienced bankruptcy lawyer. An experienced bankruptcy lawyer can sit down with you and assess your financial situation. They can look at your income, debts, and assets and determine which chapter of bankruptcy you qualify for. Filing for bankruptcy can be complicated so I always suggest speaking with a bankruptcy lawyer.

One of the first things if you’re drowned in debt you are probably asking yourself is “should I file for Bankruptcy to help me get out of debt?” Whenever someone asks themselves this they are usually asking this question thinking that bankruptcy should be their absolute last option and that filing bankruptcy means their life …

Should I File a Bankruptcy to Help Me Get Out Of Debt Read More »

When clients come into our office who are giving up there home in bankruptcy they usually are always worried that they will not have a place to live after the bankruptcy is over. More often then not, they want to give up there home but feel like no one will rent to them after they …

Rent a Home or Apartment after Bankruptcy Read More »