How to Stop a Wage Garnishment in New Jersey If your paycheck is being reduced because of a court order, you may be wondering how to stop a wage garnishment in New Jersey. Wage garnishment can create significant financial hardship, making it difficult to pay rent, mortgages, utilities, groceries, and other essential expenses. The good …
How to Stop a Wage Garnishment in New Jersey: Complete Guide for 2026 Read More »
Filing for Chapter 7 bankruptcy in New Jersey involves several steps. First, gather all financial information, including income, debts, and assets. Then, consult with a bankruptcy attorney to assess eligibility and understand the process. The Means Test is a crucial element to determine eligibility. Once eligibility is confirmed, your attorney will help you prepare the …
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The Covid pandemic put many people out of work. As many people try and navigate through the pandemic, the single thing that most people have felt is an impact on their income. With so much uncertainty, many people don’t know where to turn and wonder if filing for bankruptcy may be the best decision for …
I lost My Job due to COVID – Should I file for Bankruptcy? Read More »
Bankruptcy and Back Rent
If you are in financial trouble, you may be thinking about filing bankruptcy. Bankruptcy is a tool that can help individuals eliminate their debt. There are two types of bankruptcy that individuals can file Chapter 7 bankruptcy and Chapter 13 bankruptcy. Both chapters of bankruptcy give individuals ways to get back on the right financial …
What Happens To an Authorized User Or Joint Account Holder in Bankruptcy? Read More »
Most individuals ask “what is bankruptcy?” Many believe that bankruptcy is used when individuals make bad financial decisions. Although, yes that may be true, bankruptcy, is also a tool to help individuals get out of debt and start over. There are many different reasons why individuals file bankruptcy.
With the coronavirus pandemic going on, many business owners may be wondering how their business debts can be eliminated in a Chapter 7 bankruptcy. If you own a business, have debt, and can’t pay, filing bankruptcy can help you eliminate your personal liability. Keep in mind, however, that even if you are not personally liable for the debts, in a Chapter 7 bankruptcy, your business will still be liable for the debt. This is because the business is a sole proprietorship.
Many individuals are unaware that a bankruptcy attorney can help you get a loan modification. A loan modification can stop a foreclosure, lower your monthly payments, and allow you to stop suffocating in debt.
If you are thinking about filing bankruptcy, you are probably struggling to pay your debts and are wondering if “filing bankruptcy is a good decision?” Filing bankruptcy can give you room to breathe and help get you out of a financial disaster.
When signing the CARES Act into law, Congress left out protections for the most vulnerable individuals who are already in debt. Congress failed to provide any protection against debt collectors. Thus, individuals who owe money for past debts will be at risk to debt collectors looking to garnish their stimulus checks.