Filing for Chapter 7 bankruptcy in New Jersey involves several steps. First, gather all financial information, including income, debts, and assets. Then, consult with a bankruptcy attorney to assess eligibility and understand the process. The Means Test is a crucial element to determine eligibility. Once eligibility is confirmed, your attorney will help you prepare the …
Filing Chapter 7 Bankruptcy in New Jersey in 2024 Read More »
The Fair Debt Collection Practices Act (FDCPA) is a federal law that is enacted to protect consumers from harassing debt collectors. Below we will discuss who this law applies to and how it stops debt collectors from using abusive and misleading tactics.
Bankruptcy and Back Rent
If you are wondering when you should file a Chapter 7 bankruptcy in Staten Island, you are taking the right steps to get out of debt. One of my favorite quotes is from the book the Financially Independent Millennial (if you have time, you should read a copy). The author of the book filed Chapter …
When Should I file Chapter 7 Bankruptcy in Staten Island? Read More »
If you are in financial trouble, you may be thinking about filing bankruptcy. Bankruptcy is a tool that can help individuals eliminate their debt. There are two types of bankruptcy that individuals can file Chapter 7 bankruptcy and Chapter 13 bankruptcy. Both chapters of bankruptcy give individuals ways to get back on the right financial …
What Happens To an Authorized User Or Joint Account Holder in Bankruptcy? Read More »
If you are thinking about filing bankruptcy, you are probably struggling to pay your debts and are wondering if “filing bankruptcy is a good decision?” Filing bankruptcy can give you room to breathe and help get you out of a financial disaster.
When signing the CARES Act into law, Congress left out protections for the most vulnerable individuals who are already in debt. Congress failed to provide any protection against debt collectors. Thus, individuals who owe money for past debts will be at risk to debt collectors looking to garnish their stimulus checks.
If you are behind on your mortgage payments and are looking to save your Staten Island Real Estate from foreclosure, you may be contemplating doing a loan modification. A loan modification is a special program that banks offer to help individuals with their mortgage payments.
If you are considering filing bankruptcy in Staten Island, you may be wondering “what can a Staten Island bankruptcy lawyer do for me?” Being behind on bills can be extremely stressful. If you are in a financial rut and considering filing bankruptcy, it’s natural to wonder if you should hire a bankruptcy lawyer to help you. You may think that by not hiring a bankruptcy lawyer to help you, you will be saving money. This is a costly mistake and can cause you an even bigger financial hardship. Hiring a bankruptcy lawyer to help you file your Staten Island bankruptcy can save you a lot of hassle and stress by ensuring that your case is handled properly.
If you are in debt you may be looking to hire a bankruptcy lawyer to help you file bankruptcy. Bankruptcy lawyers may be expensive if you are on a tight budget. You may be looking for a “zero down bankruptcy lawyer near me” or a bankruptcy lawyer that allows you to file bankruptcy for “zero …