Many people who are overwhelmed with credit card debt and have debt collectors calling their homes are under an immense amount of pressure. When people look for help to get them out of debt, they are often looking at debt settlement or bankruptcy to help them. Bankruptcy is a legal process, that allows you to …
Bankruptcy or Debt Settlement: Which one is better? Read More »
What Is The Bankruptcy Means Test? The cost of living in New York and New Jersey is so high. If you have fallen behind on your bills and creditors are harassing you, don’t feel bad. Thousands of people file for bankruptcy in New Jersey and New York each year. To determine if you qualify for …
When you take out a loan on your property as collateral to ensure your creditor will be paid back, you have a secured debt. Secured debt gives the creditor an interest in the piece of property. For example, a mortgage loan or car loan is an example of a secured debt. When you go to the dealership to take out a loan on a vehicle, they give you the vehicle as long as you pay off the loan.
What documents or forms do I need to file bankruptcy. A New York bankruptcy lawyer can help you file for bankruptcy
The bankruptcy Means Test in New York allows only people who are under a certain income limit and truly need the relief of a Chapter 7 to file. To pass the Chapter 7 Means Test, you must fall under the median income for a household of the same size in New York.
Many people who come to seek my help are afraid to file bankruptcy. They assume that once they file bankruptcy their life is over. This is simply not true. Filing for bankruptcy can help you get back on your feet and start over. You will be able to get credit again. If you are concerned …
Will Filing a Chapter 7 Bankruptcy Lower My Credit Score? Many people do not want to file a Chapter 7 bankruptcy because they are afraid that it will lower their credit score. Debt settlement and debt consolidation companies lure people in by providing false information. Debt settlement companies tell potential clients that their credit will …
Will Filing a Chapter 7 Bankruptcy Lower My Credit Score? Read More »
How to File a New York Bankruptcy If you are overwhelmed with debt filing a Chapter 7 New York bankruptcy may be in your best interest. A Chapter 7 New York bankruptcy is a great tool that is used to eliminate your debt. In order to file bankruptcy in New York, you will first have …
Bankruptcy Means Test in Staten Island If you are falling behind on bills and can’t seem to get back on your feet filing for a Chapter 7 Staten Island bankruptcy may be an option to help you start over. It is important to understand that if you have found yourself in this position, you are …
Staten Island Bankruptcy: Qualifying Under The Means Test Read More »
If you are looking for ways to get out of debt consider filing bankruptcy. Bankruptcy can eliminate your debt and help you start over.