If you are riddled with debt, and have received a debt lawsuit from Richmond County Civil Court in Staten Island, you may be scared and anxious. Although, you won’t get arrested for not paying a debt, the worst thing you can do is ignore this lawsuit. You may think that if you ignore the lawsuit …
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Individuals overwhelmed with debt may believe getting out of debt is far from possible. The first step to getting out of debt is to find out who the debt collectors are you owe, and how much you owe them. This can be a stressful and intimidating process but once an individual gets their finances in …
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Self- employed business owners thinking thinking about filing bankruptcy in Staten Island can find the process daunting. Individuals are often scared of their creditors coming after them and want to find protection. Many individuals are often worried about how filing bankruptcy will impact their future finances. Individuals who are self-employed, independent contractors, or sole proprietors …
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Individuals who are facing foreclosure are often afraid of being homeless. people who can’t afford their monthly mortgage payments are in this situation due to financial hardship. Sometimes it can be due to a divorce, medical reason, or loss of employment. Individuals are often surprised when their bank refuses to accept their mortgage payments or …
Some individuals see this happen to them when they lose their job, get sick, or get divorced. Individuals should be aware of warning signs signaling they may need financial help.
If you are thinking about filing bankruptcy, you may think that you are the only one in this position. Thousands of individuals file bankruptcy every day to help them get back on a straight financial path. JC Penny, Pier 1 imports, and Toys R Us are only a few of the big companies that have used …
Individuals who are unable to pay their bills because of the Coronavirus pandemic may be stressed about the financial uncertainty people are facing. Individuals in this situation may benefit from doing some preliminary research to see what options they may have available now to ensure they are taking the right financial steps to get out …
The U.S. unemployment rate hit 14.7% in April, the highest rate since the Great Depression. According to different sources, 20.5 million jobs were wiped away in the worst loss on record. These staggering numbers show the U.S. economy may be shattered. Individuals who are part of this group and are in debt are asking “should …
Many individuals are unaware that a bankruptcy attorney can help you get a loan modification. A loan modification can stop a foreclosure, lower your monthly payments, and allow you to stop suffocating in debt.
If you are struggling to pay your bills, you may be experiencing an endless amount of collection calls from creditors. While creditors are allowed to call you to try and collect the debt owed to them, creditor harassment is not allowed by the Fair Debt Collection Practices Act (FDCPA). You may be wondering how can debt collection proceed if they can’t harass me? what laws must a creditor obey?
Knowing what to do if you have debt collectors calling you, can help you prepare for bankruptcy filings, lawsuits, etc. It is important to find out as much as you can so that you are ready if debt collectors start to harass you. This way you are better prepared to fight your rights and hold creditors responsible for their unlawful practices.