Many of our Staten Island bankruptcy clients, Manhattan bankruptcy clients and queens bankruptcy clients call us up when they are facing a wage garnishment. Many people don’t pay there debts or end up not showing up to court and recieve a letter in the mail from court explaining that their wages are going to be taken to pay off their outstanding debt.
A creditor who gets a judgment against you in court is allowed to garnish up to 25% of a judgment debtor’s wages not exceeding 10% per year.
Many people don’t know that if you file bankruptcy in New York you can stop a wage garnishment immediately. When a person filed a bankruptcy an automatic stay is implemented and if the creditor goes after your wages they can be fined. Our New York bankruptcy lawyers can get a wage garnishment stopped almost immediately once the New York bankruptcy petition is filed.
Karra L. Kingston Esq. is a personal bankruptcy lawyer in New York and New Jersey. Please feel free to contact us at (973)-979-9078 to schedule a free consultation