If you are thinking about filing for bankruptcy, you are not alone. With the pandemic impacting many people’s finances, bankruptcy numbers have been increasing. If you are thinking about filing for bankruptcy and are wondering if you can file a New Jersey Bankruptcy online then you have come to the right place. Filing for bankruptcy …
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If you are in debt, you may be considering whether or not you should take out a new loan to pay off your debt or file for bankruptcy. Many people are always undecided what they should do to get their credit score back on track. For many people, debt relief may seem impossible. Many people …
Should I take out a loan or File For Bankruptcy? Read More »
If you are wondering when you should file a Chapter 7 bankruptcy in Staten Island, you are taking the right steps to get out of debt. One of my favorite quotes is from the book the Financially Independent Millennial (if you have time, you should read a copy). The author of the book filed Chapter …
When Should I file Chapter 7 Bankruptcy in Staten Island? Read More »
If you are thinking about filing bankruptcy in 2020, you are not alone. This year has caused some major financial disruptions for many people.
Businesses that are impacted by the coronavirus pandemic may be wondering where they should turn. Small businesses make up a third of the U.S. economy and with the unforeseaable future small business owners may be thinking about filing bankruptcy to help them get out of debt. Below we will discuss the different chapters of personal bankruptcy that small business owners may be able to file to get out of debt. Business owners will need to think about whether or not they want to keep running their business or shut their business down.
Individuals who are not able to keep up with their credit card payments, or are behind on their mortgages may use bankruptcy as a tool to help get them back on the right financial path. Hundreds of individuals in Queens file bankruptcy every day. Look at well-known rapper 50 Cent, a queens native, who used …
The U.S. unemployment rate hit 14.7% in April, the highest rate since the Great Depression. According to different sources, 20.5 million jobs were wiped away in the worst loss on record. These staggering numbers show the U.S. economy may be shattered. Individuals who are part of this group and are in debt are asking “should …
Individuals who are not able to pay their bills often don’t want to consult a lawyer due to embarrassment. Our lawyers will never judge your situation. We understand that life happens and unforeseen circumstances can impact one’s financial ability to pay the debt. Individuals who are being garnished, facing foreclosure, or have creditors suing them …
If you are in debt you may be reluctant to speak with a bankruptcy lawyer. Filing bankruptcy can seem like the end of the world. Filing bankruptcy is not the end of the world. It is a chance to start your life over. If you want to know about the Chapter 13 bankruptcy process, you …
If you have found yourself in credit card debt, you may be struggling to make ends meet. Thousands of individuals in New York and New Jersey have credit card debt. The usual advice to get out of debt is to go through your monthly expenses to see that you can cut down. Many debt counseling companies will tell individuals with high debt, that they should pay their highest accounts off first. Once the high balance cards are paid off, they can start paying the lower ones. Individuals who have no money to pay for their credit card debts, can’t play by these rules. So how are people who have no disposable income supposed to pay off their credit card debt?