Chapter 7 bankruptcy

Loan Modification

If you are behind on your mortgage payments and are looking to save your Staten Island Real Estate from foreclosure, you may be contemplating doing a loan modification. A loan modification is a special program that banks offer to help individuals with their mortgage payments. 

What Can a Staten Island Bankruptcy lawyer Do For Me?

If you are considering filing bankruptcy in Staten Island, you may be wondering “what can a Staten Island bankruptcy lawyer do for me?” Being behind on bills can be extremely stressful. If you are in a financial rut and considering filing bankruptcy, it’s natural to wonder if you should hire a bankruptcy lawyer to help you. You may think that by not hiring a bankruptcy lawyer to help you, you will be saving money. This is a costly mistake and can cause you an even bigger financial hardship. Hiring a bankruptcy lawyer to help you file your Staten Island bankruptcy can save you a lot of hassle and stress by ensuring that your case is handled properly. 

Filing Bankruptcy Impact Credit Score in Chapter 7

How Long Does a Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Last?

If you are thinking about filing bankruptcy, you may be wondering “how long does a Chaptre 7 bankruptcy and Chapter 13 bankruptcy last?” Both types of bankruptcy can help you, if you are in debt. If you want to file bankruptcy but want to know how long the bankruptcy process is, you have come to the right place. Below we will talk about each chapter. 

Debt Negotiation

The Best Bankruptcy Lawyer in Staten Island

If you are looking to file bankruptcy because you are in debt, you are not alone. Many people in Staten Island file bankruptcy everyday because they have fallen behind on their bills. Having debt looming over your head can cause physical and emotional stress. Finding the best bankruptcy lawyer in Staten Island is a good way to get out of debt and start over. A good Staten Island bankruptcy lawyer will be able to review your financial situation and determine if filing bankruptcy in Staten Island is the right option for you. 

Staten Island Medical Debt Lawyer

Does Bankruptcy Eliminate Medical Debt If I Get Sick From the Coronavirus (COVID-19)

If you have medical debt and are thinking about filing bankruptcy, you should not ignore these bills. Many individuals will start by receiving late payment notices. Ignoring these can eventually lead to a medical provider suing you and getting a money judgment against you. A money judgment can lead to a wage garnishment, bank levy, or the placement of a lien on any property that you own. These can have huge impacts on your credit score and financial situaion. When a creditor gets a judgment against you, they can garnish up to 10% of your gross wages. This can be a large lump sum for people who are already struggling to make ends meet. 

Filing bankruptcy to get rid of medical debt, can be a great way to get back on your feet. Individuals looking to file bankruptcy, have two options. They can file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. 

What Is The Downside of Filing Bankruptcy in Staten Island

Many people who are in debt, often contemplate filing bankruptcy. Many people who are thinking about filing bankruptcy in Staten Island research all of the bad conotations that go along with filing bankruptcy and  wonder “What is the downside of filing bankruptcy?” For people who are riddled with debt and can barley make ends meet, filing bankruptcy often has more advantages than disadvantages. If you have been falling behind on your debts, filing bankruptcy is a legal way to get your debts eliminated.