Stop the Enforcement of a Judgment Through Bankruptcy
Many individuals who are behind on their credit card bills are served lawsuits by debt collectors. Many times people fail to answer these lawsuits in hopes that the creditor will go away. Unfortunately, creditors will not just go away. When you don’t answer these lawsuits creditors can get a default judgment against you. These judgments can last up to twenty years.
When this happens a wage garnishment can be initiated. A wage garnishment tells your employer that they must withold a certain amount of money from an employee’s check. This money will then be sent to the creditor to satisyfy the judgment.