When clients come to my office and are looking to file a Chapter 7 bankruptcy, they are normally struggling with money. Many individuals ask me how they can pay lawyers fees and filing fees to file a bankruptcy, if they can’t pay their credit card debt. I always tell my clients that if they want to file bankruptcy, we can work out a bankruptcy payment plan to help them.
How Does a Bankruptcy Payment Plan Work?
Our bankruptcy lawyers understand the position that you are in. Thus, we allow you to pay a plan that works conveniently for you. We will allow you to pay Chapter 7 bankruptcy fees in installments.
Many people can afford to make payments once they stop paying their credit card bills this can be a great way to help you save for the cost of filing bankruptcy. Individuals who plan to file bankruptcy, can usually stop paying their bills to set aside some extra cash for the bannkruptcy filing.
Some individuals who can’t pay for bankruptcy will ask friends or relatives to help them out.
Others, sometimes save their tax refunds and use them for this process.
If you are worried that you can’t pay your credit card bills but are also worried about the costs of filing bankruptcy don’t hesitate to call our office. We can provide you with all of the information you need to ensure that you can file for bankruptcy in the future.
What Are the Costs of Filing A Chapter 7 Bankruptcy?
When you file a Chapter 7 bankruptcy, be prepared to pay your lawyer, a counseling course, and a filing fee.
Bankruptcy Filing Fee
To file a Chapter 7 bankruptcy the court requires a filing fee be paid. Chapter 7 filing fees are $335. This must be paid at the time of filing. These fees are set by the bankruptcy court.
Debtor Education Fees
The bankruptcy court makes every debtor who files a chapter 7 bankruptcy take two bankruptcy courses. These courses are taken before and after you file your chapter 7 bankruptcy. Costs van vary, however the course our bankruptcy lawyers recommend cost $9.75 each. Dont worry! the courses can be completed at home online!
Attorneys Fees
Attorney’s fees to file bankruptcy can seem costly. However, hiring an attorney to represent you at court can be extremely beneficial. Bankruptcy lawyers understand the process. Our bankruptcy lawyers can help you fill out all of the paperwork, send the required petition and documents to the trustee and court and go to the bankruptcy hearing with you. The bankruptcy hearing can be intense for many people. Our bankruptcy lawyers have experience going to the hearing and appear unfront of the trustees on a weekly basis.