Should I do a Short Sale or File for Bankruptcy

Staten Island Bankruptcy Lawyers Are Able to Help You Get Out Of Debt

A good Staten Island Bankruptcy lawyer is hard to find. When people call me the first thing they want to find out is how much does a bankruptcy cost. Bankruptcy lawyers charge different prices depending on the case. Many people want to know why bankruptcy lawyers in Staten Island are so much. Usually, they tell me that they do not have money to pay for a bankruptcy lawyer that is why they are going bankrupt in the first place. Unfortunately, just like most people who do not work for free neither do bankruptcy lawyers. This does not mean that you should not hire a bankruptcy lawyer if you plan to file bankruptcy. There are many reasons to hire a Staten Island Bankruptcy lawyer let’s look at why below.

What Can a Staten Island Bankruptcy Lawyer Do For My Case?

First, bankruptcy law is a complicated area of law there are different chapters of bankruptcy and in order to determine which chapter is the right chapter for you a good Staten Island bankruptcy lawyer can sit down with you and determine which will be the best chapter.

The Knowledge of a Bankruptcy Lawyer regarding Exemptions

Second, there are different exemptions in New York that you probably are not a familiar with. A good Staten Island bankruptcy lawyer can sit with you and go over these exemptions. Exemptions are important because this is what will allow you to keep your car, house, or money and still be able to file bankruptcy and discharge your debts.

Bankruptcy Lawyers Can Help Relieve Stress From Debt

Third, a good bankruptcy lawyer will take a lot of stress off of you! Usually they will be able to tell you exactly what documents you need, prepare your bankruptcy petition and send the documents that need to be sent to court and the trustee. If you have never filed a case before and do no know which documents the trustee needs then this can be a bit daunting. Many people who file bankruptcy without an attorney usually do not send the proper paperwork to the trustee. This means that you end up going to court more than once. An attorney will hopefully be able to send all of the documents to the trustee so that if you are filing a chapter 7 bankruptcy then you probably will not have to go to court more than one time.

How a Lawyer will Prepare You For Your Bankruptcy Hearing

Fourth, A good Staten Island bankruptcy lawyer will be able to prepare you for court. Many of the questions the trustee asks are similar. A good bankruptcy lawyer will be able to prepare you for the questions they will ask you in court to ensure that your case goes smoothly!

The Importance of Good Representation For Your Bankruptcy Case

Finding a good Staten Island bankruptcy lawyer is important. The reason why fees may differ between cases may depend on the amount of debt you have, what kind of debt it is, how many assets you have and how many people are filing. Also, if you plan to stop an auction sale the day before the sale date it is almost certain that a bankruptcy will be more expensive because attorneys have to stop what they are doing and cater to your case entirely to make sure that your bankruptcy petition is filed in time.

If you are looking to file bankruptcy and would like to find out more information contact the Law Office of Karra L. Kingston. They would be happy to go over your options to determine which chapter of bankruptcy is right for you. Further, the offer weekend and evening appointments to accommodate your schedule.