If you are looking to file bankruptcy because you are in debt, you are not alone. Many people in Staten Island file bankruptcy everyday because they have fallen behind on their bills. Having debt looming over your head can cause physical and emotional stress. Finding the best bankruptcy lawyer in Staten Island is a good way to get out of debt and start over. A good Staten Island bankruptcy lawyer will be able to review your financial situation and determine if filing bankruptcy in Staten Island is the right option for you.
How Can I Find the Best Bankruptcy Lawyer in Staten Island
Finding the best bankruptcy lawyer in Staten Island to help you get out of debt can seem like a daunting task. There are many lawyers in Staten Island to choose from. One of the best ways to ensuring that you find the best bankruptcy lawyer is by looking at reviews online and asking friends and/or family. Keep in mind, that there are many sites that allow Staten Island bankruptcy lawyers to get on top because the lawyer pays them a fee. For example, findlaw is one of the sites that lists bankruptcy lawyers in Staten Island if a lawyer pays them to be added to their site. The best way to find the best bankruptcy lawyer in Staten Island is by looking at google reviews, yelp, AVVO and other review websites.
Aside from looking for the best Staten Island bankruptcy lawyer, you want to find a lawyer that you feel comfortable with. This person will be looking at all of your financials and you will be working closely with them for the next 3-4 months. Find a bankruptcy lawyer that you believe you want to work with. If you don’t like a lawyer’s personality find another bankruptcy lawyer to work with. It is important that you like the person you hire.
Should I Hire a Cheap Bankruptcy Lawyer?
Individuals who are already facing financial issues, often try to find a cheap bankruptcy lawyer to help them. Keep in mind, the cost of hiring a bankruptcy lawyer comes with experience, reputation and difficulty of your case. The New York Bankruptcy laws are complex and finding a cheap Staten Island bankruptcy lawyer isn’t always the best solution. You want to find a Staten Island bankruptcy attorney that is knowledgable in bankruptcy. Many experienced Staten Island bankruptcy lawyers appear infront of the same Trustees all the time and can better prepare you for Court vs someone who is rarley in bankruptcy court. Further, hiring someone who isn’t as good can cause you to run into many problems. If you find someone who doesn’t use the proper bankruptcy exemptions you can find the bankruptcy court taking your property and selling it, to pay back your creditors.
How Much Does a Staten Island Bankruptcy Attorney Cost?
The cost to hire a Staten Island bankruptcy Attorney can vary. The typical costs will depend on how much debt you owe, how many assets you have, what chapter of bankruptcy you need to file and how complicated your case is. The more debt and the more complicated your Staten Island bankruptcy case is, the more you will need to pay for a bankruptcy attorney.
Our affordable bankruptcy lawyers provide payment plans to allow individuals to pay for their bankruptcy without worrying about the costs.
Should I File Bankruptcy Myself?
Many individuals assume that they can just file bankruptcy without hiring a lawyer. Many times our office gets calls from people who filed bankruptcy on their own and are now having complications with their case. Many individuals who file bankruptcy in Staten Island, are not aware of how the bankruptcy exemptions work or that there is a look back period for assets that have been sold or transferred. By using the wrong bankruptcy exemptions or doing something you should not have, a trustee can take your property to sell to your creditors. Without an attorney explaining these complicated areas of law you may find yourself in a bad situation.
Moreover, many individuals are not aware that they have to attend a bankruptcy hearing when they file for bankruptcy in Staten Island. Every person must attend the bankruptcy hearing. This hearing is also called the meeting of creditors. The meeting of creditors is where the bankruptcy trustee will question you about everything in your petition. Further, your creditors have the right to attend this meeting and object to your bankruptcy discharge. Although, creditors rarely appear in Court, it can happen. Having a bankruptcy lawyer next to you at this hearing can help you to ensure that you are being protected.
If you want to learn more about finding the best Staten Island bankruptcy lawyer or more about the bankruptcy process contact our office today. Karra L. Kingston Esq. has helped many individuals get out of debt and start over. You can contact us by calling 973-979-9078 or emailing us at karra@klkbankruptcylawyer.com